Working for a client without a contract is like walking a tightrope without a net. It's risky and could be hazardous to your (financial) health.
If you wonder why you should get a signed contract from your client before embarking on a creative project, see the post below. I learned a costly lesson by NOT having one. A contract between a freelancer and a client protects both parties. It eliminates misunderstandings that can lead to hard feelings. It's just the right way to do things.
This article on About.com takes you step-by-step through the process of creating a freelance contract.
This article tells you specifically how to create a freelance desktop publishing or graphic design contract.
You can do it! So do it!
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